We believe that every client is unique, extremely important, and deserves our undivided attention .
Fresno Bankruptcy Lawyers
Are you facing a debt burden that has become too heavy to carry? Are you finding yourself unable to manage your monthly expenses? Substantial debt can accumulate for a lot of reasons. The good news is that there is a way for you to start over with a clean slate, with the help of our Fresno bankruptcy lawyers.
Call Arnold Law Group, APC, at (559) 900-1263 or reach out here online to schedule a case evaluation.
The Benefits of Filing for Bankruptcy
Here are some of the benefits clients can get from the bankruptcy process.
- A Halt to Collections: When you file for bankruptcy, an automatic stay goes into effect, preventing creditors from collecting debts or initiating lawsuits against you.
- Stop Creditor Harassment: Bankruptcy can stop creditor harassment, including phone calls, letters, and threats.
- Debt Relief: Bankruptcy can eliminate or reduce many unsecured debts, providing a fresh start for those burdened with debt.
- Protect Important Assets: Bankruptcy can protect the debtor's assets, such as homes, vehicles, and personal property, depending on the type of bankruptcy filed.
- Financial Counseling: Bankruptcy requires credit counseling, which provides education on budgeting, money management, and financial planning. This can help you rebuild your credit over time.
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"Choosing this law office will be an excellent move"
I have known of Mr. Arnold's legal skills first hand for over 15 years and I must say that he is a consummate professional ...
- Jeffrey B. -
"I couldn't be happier with my representation"
My case has been proceeding steadily, and I couldn't be happier that I have such high-quality representation. I initially ...
- Jeff T. -
"Honest and Professional"
We had filed a Chapter 13 and had concerns about two issues; the purchase of a car and the loss and disposition of our home ...
- Jim and Debra Johnson -
"We will always recommend this law firm"
We had filed a Chapter 13 and had concerns about two issues; the purchase of a car and the loss and disposition of our home ...
- Jim and Debra Johnson
How Our Fresno Bankruptcy Attorneys Can Help
Whatever problems you are dealing with or whatever your questions are, the team at Arnold Law Group, APC, is ready to serve you. We routinely deal with issues that include the following:
- Bankruptcy Alternatives: We’ll talk through the many alternatives to bankruptcy to see of one of the options might better suit your situation.
- Bank Levy and Wage Garnishments: A bank levy and wage garnishments are aggressive collection actions taken by creditors to recover outstanding debts. We understand these actions and know how to deal with them.
- Bankruptcy Exemptions: When filing for bankruptcy, individuals can claim certain assets as exempt, meaning they are protected from being liquidated to repay debts.
- Chapter 7 and Chapter 13: Bankruptcy laws provide two primary options for individuals seeking relief from debt--Chapter 7 and Chapter 13 bankruptcy. Each chapter has its own eligibility requirements, benefits, and considerations. One of those will be a creditor’s meeting, in which our legal counsel will participate.
- Creditor Harassment: Creditors are required to avoid taking certain actions against the debtors. If you feel that you have been wrongfully harassed by your creditor or a collection agency, you should not hesitate to obtain legal help from our office.
- Fair Credit Reporting Act: The Fair Credit Reporting Act (FCRA) is a federal law designed to promote accuracy and fairness in credit reporting. It establishes guidelines for how consumer credit information is collected, shared, and used.
- Foreclosure Defense: For many people, protecting their homes is the first priority. There are several options to look at in foreclosure defense, from home loan modifications, and more. Our reliable attorneys will review the possibilities with you.
- Joint Bankruptcy: Joint bankruptcy is an option available to married couples who are facing financial difficulties. It allows both spouses to file a single bankruptcy petition together, rather than filing separate cases.
- Rebuilding Credit: Bankruptcy can have a significant impact on your credit score, but it's not the end of your creditworthiness. Let’s talk about a plan to not only get out from under your debt, but restore your credit.
- When to File for Bankruptcy: Determining the right time to file for bankruptcy can be a difficult decision. It's important to carefully evaluate your financial situation and consider all available options before making this choice. We can help.
Arnold Law Group, APC, helps clients deal with difficult questions, such as whether bankruptcy is right for them, how to move forward with their financial life after bankruptcy, and we help you steer clear of common bankruptcy mistakes.
What Makes Us Different
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A Proven Track Record of 1,000s of Favorable Resolutions
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Our Commitment to Keeping You Informed at Every Step
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Legal Strategies Custom-Tailored to Your Needs and Goals
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30+ Years of Collective Legal Experience
Effective and Compassionate Fresno Bankruptcy Lawyers
Using more than 30 years of combined legal experience, our team is committed to helping you understand your options, choose the right course of action, and protect your rights. You can count on us to:
- Listen to your needs and concerns.
- Establish your goals for the ultimate outcome.
- Develop a strategy designed uniquely for you.
- Move forward to act on your behalf.
- Provide open attorney-client communication.
Don’t hesitate. We’re not here to judge you. We’re here to help you. Call us today at (559) 900-1263.